- In which bank will my account be open?
- What documents do I need to open an account?
- Do I need to visit personaly the bank?
- What is the minimum initial deposit to open an account?
- Is there a minimum balance to maintain the account?
- Do I have access to online banking?
- Can I get a Credit card with my account?
- How long does it take to open an account?
- In which currencies the account can be open?
- What are the bank fees?
- How to proceed?
The bank we work with
This bank is one of the largest bank in the world. It offers a full range of banking and financial services to both domestic and international customers.
The bank was established in 1865. It offers services through its branches in more than 40 countries.
Currently the bank has over US$ 2.220 trillion in assets.
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Required documents
The bank requires the following personal documents from each beneficial owners and authorized signatories:
- Copy of a valid passport & a secondary id with photo (pages containing photo, signature and personal details)
- Bank reference letter issued in the last 6 months (we provide you with a sample letter).
- Proof of Employment – a recent paystub or employment verification letter on company letterhead is acceptable (we provide you with a sample letter).
- Proof of residential address (original utility bill with individual’s name and residential address).
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Personal visit
Personal visit to the bank is not required.
Initial deposit
The minimum amount required for the establishment of a current account is US$1,000.
The bank does not have a specific deadline for the initial deposit. However, our company recommends our clients to send their initial deposits within one month.
Upon receiving the initial deposit the bank makes the account active and ready for business.
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Minimum balance
No minimum balance is required.
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Online banking
The bank offers advanced online banking including:
- Access to account balances and account transactions
- Transfer money between accounts in the same bank
- International wire transfer payments.
Clients have access to their accounts 24/7.
Credit cards
The bank offers debit cards Visa, MasterCard and American Express to international business companies. As a result, clients have the following advantages:
- 24/7 access to funds in any place of the world
- worldwide acceptance for any online or in store purchases
- worldwide cash withdraw.
There are no credit limit and security deposit for debit cards. As soon as a client has a positive balance on his corporate account, he may use the card.
Credit cards are available on demand.
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Time to open an account
The bank usually opens a corporate account in one week after receiving completed application forms and personal documents.
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Currencies
The bank opens accounts in USD.
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Bank Fees
Bank Account Fees depends on the type of account and Card provided. Free and premium accounts are available.
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How to proceed?
If you are interested or want more information regarding the opening of a personal bank account in the United States, please contact Steve Friedman, Managing Director at Australia-Offshore:
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